Visa Says It Wants to Build the Rails for Lending in 'Onchain Finance,' Its New Name for DeFi (Yahoo Finance)

Originally published on Yahoo Finance on October 16, 2025, by Sam Reynolds.

Visa released a whitepaper proposing to become the infrastructure backbone for decentralized lending, rebranding it as "onchain finance." The company plans to supply data, compliance, and settlement systems connecting traditional financial institutions to programmable lending protocols, positioning itself as the neutral rails rather than a direct participant, mirroring its role in traditional payments.

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